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State & Federal Disclosures

Disclosures

AscensionPoint is required under state law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.

AscensionPoint is a debt collector. This is an attempt to collect a debt from an estate and any information obtained will be used for that purpose.

California

California Department of Financial Protection and Innovation License No.:  10139-99

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Colorado

FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Colorado Office: 7200 South Alton Way, Suite B-180, Centennial, Colorado 80112, (303) 309-3839.

Connecticut

NMLS ID Number- 934277
200 Coon Rapids Blvd., Suite 200
Coon Rapids, MN 55433

NMLS ID Number- 947917
600 Highway 169 South, Suite 1520
St. Louis Park, MN 55426

Maryland

Maryland License Number: 04-5124
200 Coon Rapids Blvd., Suite 200
Coon Rapids, MN 55433

Maryland License Number: 04-6185
600 Highway 169 South, Suite 1520
St. Louis Park, MN 55426

Please see the NMLS website at http://www.nmlsconsumeraccess.org to verify license information.

Minnesota

This collection agency is licensed by the Minnesota Department of Commerce.

Nevada

Collection Agency License Number: CA10047
Manager Certificate Identification Number: CM10023

New York

New York City Department of Consumer Affairs License number: 1280393 – AscensionPoint contact: William Haugen

To better serve you, please advise us if you have any language preference other than English. At this time, we have the following language access services available to you upon request: (1) Spanish speaking representatives, (2) live telephone interpreter services, and (3) written translation services. In addition, 6 RCNY § 5-77(f)(2)(viii) states “a translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.”

In accordance with the Fair Debt Collection Practices Act, 15 U.S.C. sec. 1692 et seq., debt collectors are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:

(i) The use or threat of violence;
(ii) The use of obscene or profane language; and
(iii) Repeated phone calls made with the intent to annoy, abuse, or harass.

If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:

  1. Supplemental security income, (SSI);
  2. Social Security;
  3. Public assistance (welfare);
  4. Spousal support, maintenance (alimony) or child support;
  5. Unemployment benefits;
  6. Disability benefits;
  7. Workers’ compensation benefits;
  8. Public or private pensions;
  9. Veterans’ benefits;
  10. Federal student loans, federal student grants, and federal work study funds; and
  11. Ninety percent of your wages or salary earned in the last sixty days.

Please be aware that we provide reasonable accommodations and alternative formats of this communication, which can be provided upon request. To make such a request or to learn more about our accommodations, please call us at (888) 806-9074.

North Carolina

North Carolina Permit Number: 119503649
200 Coon Rapids Blvd., Suite 200
Coon Rapids, MN 55433

North Carolina Permit Number: 119505198
600 Highway 169 South, Suite 1520
St. Louis Park, MN 55426